Commercial Auto
Built for the
Trades

1. Acceptance of Terms

By accessing or using this website (CommercialAutoInsurance.us), you agree to be bound by these Terms of Service. If you do not agree, please do not use this site. This site is operated by Fulkerson Insurance, a licensed independent insurance agency (Washington License #461322).

2. Nature of Services

This website provides general information about commercial auto and related commercial insurance products. Fulkerson Insurance acts as an independent insurance agent and does not underwrite insurance policies. Coverage is subject to insurer approval, underwriting guidelines, and applicable state law.

Submitting a quote request does not bind coverage, guarantee a quote, or create an insurance policy. A licensed agent will contact you to discuss your options.

3. No Guarantee of Coverage or Pricing

Any estimates, ranges, or references to savings on this site are illustrative only. Actual premiums are determined by individual carrier underwriting and may vary based on your specific business, claims history, payroll, and other factors.

4. Accuracy of Information

You agree to provide accurate, complete, and current information when submitting a quote request. Providing false or misleading information may result in denial of coverage or policy rescission by the insurer.

5. Licensing

Fulkerson Insurance is licensed to transact insurance in Washington, Oregon, Idaho, and Arizona. Services outside these states may be limited. License #461322.

6. Third-Party Links

This site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of any third-party site.

7. Intellectual Property

All content on this site, including text, graphics, and design, is the property of Fulkerson Insurance or its licensors. You may not reproduce or distribute any content without written permission.

8. Limitation of Liability

To the fullest extent permitted by law, Fulkerson Insurance shall not be liable for any indirect, incidental, or consequential damages arising from your use of this site or reliance on information provided herein.

9. Governing Law

These terms are governed by the laws of the State of Washington. Any disputes shall be resolved in Spokane County, Washington.

10. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the site following changes constitutes acceptance of the revised terms.

11. Contact

Fulkerson Insurance · 2406 S Dishman Mica Rd, Ste 4, Spokane Valley, WA 99206 · (509) 325-2400 · info@fulkersoninsurance.com

1. Who We Are

This Privacy Policy applies to CommercialAutoInsurance.us, operated by Fulkerson Insurance, an independent insurance agency located at 2406 S Dishman Mica Rd, Ste 4, Spokane Valley, WA 99206. We are committed to protecting your personal information.

2. Information We Collect

When you submit a quote request, we may collect:

• Name, business name, and contact information (phone, email)
• Federal Employer Identification Number (FEIN)
• Business details (trade type, number of employees, payroll, revenue)
• States of operation
• Any additional information you voluntarily provide

We also automatically collect certain technical data when you visit this site, including IP address, browser type, pages visited, and referring URL, through cookies and similar technologies.

3. How We Use Your Information

We use the information you provide to:

• Prepare and deliver commercial auto and related insurance quotes
• Contact you regarding your quote request
• Submit your information to insurance carriers for underwriting purposes
• Comply with legal and regulatory obligations
• Improve our website and services

4. Google Ads & Cookies

This site uses Google Ads (Google AdWords) remarketing and conversion tracking. Google may use cookies to serve ads based on your prior visits to this site. You can opt out of personalized advertising by visiting Google Ad Settings or aboutads.info.

We use Google Analytics to understand how visitors use our site. Data collected is anonymized and aggregated. You can opt out via the Google Analytics Opt-out Browser Add-on.

5. Sharing of Information

We do not sell your personal information. We may share your information with:

• Insurance carriers for the purpose of obtaining quotes or binding coverage
• Service providers who assist us in operating this website (e.g., form processing)
• Regulatory or legal authorities when required by law

6. Data Retention

We retain your information for as long as necessary to fulfill the purposes described in this policy, or as required by applicable law. Quote request data is typically retained for up to 3 years.

7. Your Rights

Depending on your state of residence, you may have the right to access, correct, or delete your personal information. To exercise these rights, contact us at the information below. Washington residents may have additional rights under state privacy law.

8. Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, or loss. However, no transmission over the internet is 100% secure.

9. Children's Privacy

This site is not directed at individuals under the age of 18. We do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site constitutes acceptance of the revised policy.

11. Contact Us

Fulkerson Insurance · 2406 S Dishman Mica Rd, Ste 4, Spokane Valley, WA 99206 · (509) 325-2400 · info@fulkersoninsurance.com